Dave Ramsey in my ear

My Mom and I have listened to Dave Ramsey for years, have traveled to see him speak and have even watched as our friends and family have adopted the Dave Ramsey mentality - getting themselves out of debt and saving for their future. If you haven't heard me talk about Dave Ramsey or don't know about him or his message, take the time to check him out and his own personal story here - SO interesting.

We have some close friends who recently paid off a new car in record timing and are still on track to be debt free in an unthinkable timeframe. And when I say debt free, I mean EVERYTHING. Student loans, cars, credit cards and NO MORTGAGE. That's right - we are SO proud of them! Also, Beau's mentor/old boss/new boss also lives like this. In fact, he has recommended a financial planner to Beau who is sponsored by Dave Ramsey. Beau's boss has a success story even through the economic downturn - it's so reassuring to us.

I'm proud of Beau and me too although we have a way to go. We made great strides in 2010 and hope to keep up the momentum in 2011. Granted that has slowed a bit going down to one income but we have some ideas to keep us on track (I shared some of them in my 2011 Goals post). I hear Dave Ramsey in my ear all the time:

"Live like no one else so that later you can live like no one else."

However, we are human and slip up from time to time (yes, like with Pottery Barn sheets - but they were on SALE! ;)) and that camera we really, really, really want (but it's an investment in our family memories! ;)), but I hear Dave loud and clear! I even recommended to Beau that we sell the truck & go to one car for a while (sacrifices are worth it in the end!) but he didn't bite :)

I will leave you with some of my other favorite Dave quotes. He's so funny sometimes...

"Normal is Broke. Be Weird in 2011."

"A goal is just a dream if you don't have a plan."

"If you are inside of a restaurant and in debt then it better be because you are working there!"

"If you keep doing what you are doing, you will keep getting what you are getting."

"Sell everything, make the kids think they're next!"

If you follow Dave Ramsey, let's talk soon! Annie and my Mom know I could talk about this forever :D